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Retiring financially secure is an important goal for many people, and it requires planning and discipline over a long period of time. Here are the steps you can take to help ensure a secure retirement: 1. Start saving early: The earlier you start saving for retirement, the more time your money has to grow through compound interest. It is also important to save a consistent percentage of your income each year. 2. Make a budget and stick to it: Creating a budget and living with

Indeed, 2022 was a rough year for stock markets. The S&P 500 dropped more than 18%, the index’s worst showing in 14 years and the fourth worst year since 1950 – and yet, balanced portfolios held up pretty well, buoyed by the largest increase in interest rates seen since at least 1980. Many of Greenspan’s predictions in The Age of Turbulence, Adventures in a New World were fulfilled in 2022: the re-emergence of inflation and higher interest rates, the maturing and slowing of t