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By Jim Palumbo "Neither a lender nor a borrower be." Shakespeare's famous warning in Hamlet captures an ancient distrust of debt that still resonates today. In early 2026, President Trump reignited a centuries-old debate by proposing a temporary one-year cap on credit card interest rates at 10%, starting January 20. With average credit card APRs hovering around 22-23% and Americans carrying over $1.1 trillion in revolving debt, millions are buried under compounding burdens th

No Shipping, No Wrapping !!! Published: December 21, 2025 With Christmas just days away and shipping deadlines long passed, the best gifts are the ones that arrive instantly—no wrapping required! If you're looking for meaningful, faith-filled options that nourish the soul or spark entrepreneurial dreams, my three audiobooks (available on Audible) and one Kindle eBook are perfect last-minute choices. All are digital, so recipients can start enjoying them immediately—ideal for

Dear Friends and Partners in the Journey, As the lights of Christmas, Hanukkah, and this sacred season begin to glow, I find my heart overflowing with gratitude. This year marks a milestone I never dared dream of when I first hung out my shingle: thirty years ago, Global WEALTH (Oxford Asset Management was our first name) opened its doors—really just a small office, a single phone line, and a young advisor who believed that financial peace was possible for anyone willing to c

Empowering Generosity Through Strategic Giving As we wrap up another year and gear up for the twists and turns of 2026, I'm always on the lookout for ways to help you make the most of your hard-earned wealth—especially when it comes to giving back. Tomorrow, I'll be tuning into a webinar from DAFgiving360 featuring Julia Reed and tax whiz Jorge Castro, diving deep into how the recently passed One Big Beautiful Bill Act (OBBBA) shakes up charitable planning. Since these sessio

Two Big Reasons Actually Supported by the Data I’m old enough to remember when “Made in America” actually meant something. My dad’s 1972 Frigidaire fridge is still humming along in the garage. The Levi’s I bought in 1983 still fit (don’t laugh) and haven’t fallen apart. The Craftsman tools I bought at Sears in the 80s, Lifetime warranty and they meant it. Fast forward to today. I just paid $110 for a pair of “premium” jeans that feel like cardboard and already have a hole in

Navigating the Storm Dear Valued Friends and Clients: Market volatility can feel unsettling, but we’re here to provide perspective and...

Tariff Tantrum: Left Big Mad and Overreacting The Dow’s down 2,000 points today—a gut punch after yesterday’s tariff-driven slide (Dow...

Streams of white light in the storm. Today’s market action has been tough to watch—the Dow dropped 3.22% as I am writing this, and the...

Play to win.  (It's actually Biblical!)  “Again, it (The Kingdom of Heaven) will be like a man going on a journey, who called his...

I'm excited to share the first trailer for the film we're helping produce with Angel Studios. This is going to be a roller-coaster ride...

SOME OF THE EASIEST WAYS FOR YOU TO BUILD WEALTH (These are no-brainers) Tax-favored Retirement, Health, and Education Plans. The most...

In today's digital age, the financial advisory industry has seen a significant shift towards virtual practices. This transformation...

The Best and Worst Christian Sign-offs "Under the Lamb,"? Greetings, fellow journeyers in faith! We've all been there - those moments...

Photo by Anna Shvets Here are the top ten jobs that AI is least likely to replace in the near future. Based on the information available,...

Heavenly Father On this special day, we come before you with hearts filled with gratitude and love, to offer a heartfelt prayer for all...

Five Pillars of Growth THE PATH TO PROSPERITY – I see so many wild and outrageous economic claims made by experts and non-experts...

Retiring financially secure is an important goal for many people, and it requires planning and discipline over a long period of time....

SOME OF THE EASIEST WAYS FOR YOU TO BUILD WEALTH (These are no-brainers) Tax-favored Retirement, Health, and Education Plans. The most...

Indeed, 2022 was a rough year for stock markets. The S&P 500 dropped more than 18%, the index’s worst showing in 14 years and the fourth...

The true spirit of Christmas! “May the favor of the Lord our God rest on us” Ps 90:17. Arise and shine! The Light has come, and the...